Yesterday I was at the bank on what I knew was a 'mission impossible' - to ask for a raise on my credit card limit so I could pay for each hospital top-up. No harm trying, I thought. Just as I had feared, the bank imposed conditions that I couldn't meet because of my age. It was all too familiar, as I was given the same conditions when I tried to apply for a second credit card last year.
Doesn't it count that I have never been in credit card debt, or any debt, for that matter? I have a sparkling clean record, and an AAAA rating on my integrity. But I guess the banks are not impressed by such pristine track records. They can't impose a fee on me for late payment or charge me interest on bank loans or overdrafts. In short, I'm not considered a good customer.
|The bill I received on 16 March - this is only a sub-total of page 1. Take a closer look at the most costly items. (Click on image to enlarge.)|
And that's not the only case of age discrimination I encountered of late. More in the next blog post.
Credit Card Discrimination Against Retirees